Kaptio Travel provides a framework for integrating with payment gateway providers. The framework supports the following two major types of integration:
- Hosted payment integration
The security and PCI compliance of payment transactions is the responsibility of the payment gateway provider. The integration is usually low-maintenance and easy to setup. The down side is that depending on the provider, there will be less flexibility of how the page design and layout can be configured. Consultant recommends going with a hosted payment integration.
- API/XML transaction integration
Security and PCI compliance of payment transactions is the responsibility of the customer. The integration requires SSL and PCI compliance to be met and usually approved by the payment technology provider. These integrations are complex both to set up and maintain. The benefit is full retention of customer card data, and full control over flow and design of the user payment experience.
The payment gateway framework supports multiple payment gateways that can be enabled on a per Channel or per currency level. It can also support per-authorization and payment tokenization, given that the payment gateway provider also supports these kinds of operations.
Kaptio Travel has built-in support for the following payment gateways, all using the hosted payment integration method:
|Payment Gateway Name||Notes|
|AliPay||No support for pre-authorization or payment tokenization|
|Altapay||Support for pre-authorization.|
|Authorize.net||Support for pre-authorization.|
|Elavon||No support for pre-authorization or payment tokenization|
|SagePay||No support for pre-authorization or payment tokenization|
|Stripe||No support for pre-authorization or payment tokenization|
To integrate with other payment gateways, please contact Kaptio support